NewRoad

A man looking contemplatively at a desk.

The surprising impact of investing decision paralysis

Delaying an investment decision might seem harmless. After all, you’re not increasing the amount of risk you’re taking, withdrawing assets, or changing your portfolio. However, significant delays could have a negative long-term impact.  Decision paralysis is the inability to make a choice because you’re faced with too many options, fear making the wrong decision, or

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Rear view of senior couple outside pretty cottage

Why gifting your home during your lifetime could be a mistake

With property prices rising across the UK, the home represents the single largest asset in the estate for many families. Indeed, research reported by Zoopla (17 July 2025) shows that the average UK home increased in value by 20% between 2020 and 2025.  That being the case, it’s easy to understand why many homeowners consider

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Female boss taking notes on a laptop as she discusses with someone on the phone

5 tips for managing your personal tax as a business owner

Running a successful business can be incredibly rewarding, but ensuring your hard-earned profits translate into personal wealth can be challenging.  Indeed, this exercise requires careful, ongoing planning, and some entrepreneurs spend so much time managing their firm’s operational cash flow that they overlook their personal tax position. This could leave money on the table and

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A couple moving into their first home.

Explained: How the new First-Time Buyer ISA is expected to work

Buying a home can take years of saving and may even require support from parents or grandparents. This often makes it quite challenging for younger people to get onto the property ladder. Now, however, the government intends to introduce a new “First-Time Buyer ISA” designed to help people build a deposit for their first home.

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