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Every retirement plan looks different because we all have unique circumstances and aspirations in life. You will have to decide what you want your lifestyle to look like, what your priorities are, and when you want to stop working. For a certain group referred to as the FIRE (financial independence, retire early) movement, the question

Have you ever made an investment mistake? Looking back at what led to the mistake could help you identify potential triggers that might prevent you from repeating the error.  When you first think about why an investment decision was “bad”, the lower-than-expected investment returns may be what comes to mind. As you contemplate what led

Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Indeed, according to Paragon Bank (31 July 2025), 1 in 5 savers aged over 65 are passing on cash for this reason.  Yet, gifting doesn’t always mean that assets are excluded from your estate when calculating IHT,

Competition between lenders, as well as other factors, may lead to interest rates rising and falling throughout the year. For some homeowners, it could mean their repayments fall. Over the summer months, interest rates fell slightly as tensions in the Middle East eased. Now, the expectation that the Bank of England (BoE) could increase the

As a business owner, you might neglect your personal finances because you’re focused on those of your company.  Your business may be among your largest financial assets, but it is important to remember that your personal finances exist separately. Taking time to review your own financial plans can help you make more informed decisions and

Ongoing conflict in the Middle East and investor concerns that technology companies are overvalued continued to affect market performance. Read on to find out how these factors and others may have impacted your investment portfolio in July 2026.  Markets started the month with a sell-off of chip stocks as investors lost enthusiasm for AI. Asian